Our solution in a few sentences

15% out of 1B rejected loan applications have value because these loans are given out to borrowers by other financial institutions later on. We develop the only marketplace where lending companies can buy & sell turned-down applications online. We provide a flexible solution with an auction and universal template Wizard that easily portable to other systems and bank software via API.


Increase your client database quickly and cheaply because of the new purchase channel


Reduce the customer acquisition cost by selling turned-down loan applications to other credit institutions


Offer your declined customers an alternative loan channel, which will increase the loyalty to the brand and reduce the customer loss

How it works

Ninja Lender significantly reduces the known inefficiency of the lending market, offering rejected loan applications to credit institutions with different risk models

Meet our team

The company's key members have strong background in B2B, understand well in Fintech and have practical startup experience
Yaroslav Dubov

Yaroslav Dubov


* IT entrepreneur for 10 years
* Managed the implementation of 50+ IT projects in SMEs
* Has a strong math background

Dmitry Shurkayev

Dmitry Shurkayev


* Tech entrepreneur, with 15 years of experience
* Founder of several innovative and fintech solutions

Valery Yurikov

Valery Yurikov


* He designed and developed a software platform for consumer loans management
* Valery built and implemented a few fintech businesses

Yuriy Fomin

Yuriy Fomin

Senior Developer

* He designed and developed more than 15 web projects
* API for MicroF1 product was developed by Yuriy

Alexey Zinchenko

Alexey Zinchenko

DevOps Engineer

* 20 years of experience in configuring and supporting high-load servers

Our key partners

We cooperate with one of the largest banks in the Nordics and the Baltic region, as well as with Europe's most experienced B2B startup accelerator


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Get in Touch

You need more information?

Our team location

Kyiv, Ukraine

Give us a ring

Dmitry Shurkayev
+380 66 444 22 83
Mon - Fri, 10:00 - 20:00

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