Vision and mission
We dare to shape the future of the lending industry by changing the way people and companies get loans
Our mission is to increase financial inclusion and give access to loans for rejected borrowers
How we got here
Our co-founder noticed that the existing model of lending business is broken, there are more than a billion rejected loans per year globally and 87% of them are unfinanced and thus go to waste. Credit institutions are giving loans not for people in need but for people who have money and high credit scores.
 
 
There is a gap in the system that can be solved. To provide people and organizations the opportunities through accessible loans, the co-founders set out to build a platform capable of reallocating rejected applications. Thus, a platform matches people and SMEs with other credit institutions that can provide a loan, and rejected borrowers do not pay a penny for receiving an alternative credit offer. So it is a win-win solution for all sides.
Our story
2021
New achievement
We raised €100K in the funding round by FRC.
 
Two new members joined our team – Business Developer and DevOps Engineer.
 
We have established partnerships with 4 lending companies and about to launch Ninja Lender for the Polish market.
 
Greatest accomplishments are coming.
2020
More wins
We signed 5 NDAs with credit institutions in Poland and started private alpha testing with 1 seller and 3 buyers.
 
We graduated from the Poland Prize program where we worked with the best professionals. And won the Fintech category in the Great Pitch Contest.
2019
Our first achievements
We graduated from the SWG acceleration program and received our first investment. Made 20+ demos in Poland, Sweden, Germany, and the Baltics. Attended 30+ events and took part in 5 pitch competitions.
 
We were listed among the best Fintech startups in Europe. Got selected to the Poland Prize program powered by Huge Thing in Warsaw. And found a new team member.
2018
Birth of a ninja
A team of 5 guys experienced in Fintech solutions and launching new products decided to solve one of the largest inefficiency gaps in the financial world together.
 
We created an MVP based on our conversations with credit institutions in Ukraine. And also got selected for the Fintech acceleration program provided by Startup Wise Guys in collaboration with Swedbank in Riga.
Our goals
Q2’2021
Launch with 5 lending companies in Poland
Q3’2021
Piloting with banks in Poland
H2’2021
Onboard 25 credit institutions in Poland
H1’2022
Reach €100K MRR
The Ninja Lender Formula
We work with transparency
And are open in everything we do
 
We focus on customers
And make money by bringing real value
We strive for excellence
And keep high standards in how we work
We believe in synergy
And work through cooperation, not competition
We respect each other
And treat our customers as we would like to be treated
We follow ethical principles
And grow our business in a way that makes us proud
Interested in joining us?
Our team
Yaroslav Dubov
CEO & Founder
Valerii Yurikov
CTO & Founder
Mariusz Hildebrand
Business Developer
Volodymyr Novosolov
DevOps Engineer
Mariia Yershova
Marketing Manager
Tomasz Waźbiński
Data Protection Officer
Media
Ninja Lender Gives Rejected Loans a Second Life
Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.
Ninja Lender Gives Rejected Loans a Second Life
Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.
The very 1st Rejected Loan Application Marketplace
Amet minim mollit non deserunt ullamco est sit aliqua dolor do amet sint. Velit officia consequat duis enim velit mollit. Exercitation veniam consequat sunt nostrud amet.